Today, I sit with the rain falling, which has been a rarity this winter in the Phoenix area (71 days since the last rain) and feeling inspired so here we go...
I should note, that anything I post here and in the future is my humble personal opinion and is not the opinion of my employer nor anyone else for that matter.
About me....
Just kind of a normal guy who's in his mid 30's, rocking the suburbs (yes subtle tribute to Ben Folds) married with a couple of kiddos who can totally relate to this video Dad's Life Video.
I'm definitely a finance guy who's spent his entire career thus far in various jobs in the finance industry (Managing to actually use my college degree...which seems like a rarity these days), the last 9 years for a moderately sized community bank which has really locked me into a career. I love my job and company, I'm essentially an old fashioned banker looking to develop business in both lending and banking areas but have responsible for a physical bank location and a number of personnel. Previously, which seems like an eternity ago, I worked in tax accounting for a commercial bank and before that I worked in the investing world for a very large investment company that rhymes with Sheryl Pinch, which was really my first "Grown Up" job, which if nothing else gave me early incite into the investing world at the ripe age of 20.
Personally, I'm a money miser and paying full price for anything is just not in my vocabulary. But I also like high quality so I will spend (to my wife's dismay) far too much time researching each and EVERY purchase. One of my favorite places to check out is FatWallet.com which I highly recommend everyone check out.
Quick tip is to set an alert for anything you need to buy. Recently I needed a new desktop computer and in my miser ways decided that to get the quality and cost that I wanted I would need to build it myself, bear in mind I'm a banker not really a techie, but I'll leave that whole conversation for another day... anyhow I set alerts for Motherboard (MB), RAM, Hard Drive, Video Card, etc. and Fatwallet will send you and email anytime someone posts a deal mentioning those words. Now be forewarned you may get a lot of emails (I had the alert "HDTV" set for a couple years until my wife finally let me get a new TV and as you might expect got probably 10 emails a day, which did absolutely no good for for my desire to get that new TV...again a conversation for another day) many of which won't apply but some will be gems and was able to build this PC for 30% less than the parts would have normally cost. More on deal finding on future posts.
As I mentioned I'm a banker and 80% of my job is lending, all kinds of lending but primarily real estate lending; everything from a personal mortgage to a commercial building I do it all, I have a lot of experience within underwriting (Reviewing the specifics of a loan: credit, income, debt etc.) (I'm always happy to give advice in this regard so feel free to comment or message me if you have questions regarding lending or credit)
I grew up in the Denver area, as such I'm a big fan of Denver sports (all of them), but please keep your Bronco bashing to a minimum 30 other NFL would have loved to get crushed by the Seahawks (or at least that's what I'll continue to tell myself).
I moved to the Valley of the Sun roughly 5.5 years ago as part of my banks expansion to area and live in the southeastern suburb of Chandler. Having grown up in Denver it was quite the change but one I've thoroughly enjoyed. My uncle tells me I've ruined my retirement to which I politely respond there's always Hawaii. And given the CRAZY cold across the entire county this winter I'll take my 71 rain-less days in a row. As they say here "you don't have to shovel the sunshine."
With that I'll click "post" and so the blog begins...
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| (Two of the 3 loves of my life - Daddy Daughter Date (DDD) February 2014) |
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